CheckCreditNow pulls your real credit score and shows you exactly what's shaping it — no application, no impact on your score, no surprises when a lender finally runs their own check.
Most services stop at the number. CheckCreditNow breaks down the actual factors lenders weigh, so you know what to fix and what to leave alone.
No document uploads, no waiting for a mailed report, no hard inquiry on your file.
Enter your name and a couple of identity questions only you would know the answer to.
A soft inquiry pulls your score directly from the bureau. It never shows up to lenders and never lowers your score.
Your score, your five factors, and what would move the needle — all on one page, updated monthly.
The same security standards used by major financial institutions protect every check.
Every check is a soft inquiry. It's invisible to lenders and invisible to your score.
No trial period, no card on file. Check your score as often as once a month.
No. CheckCreditNow uses a soft inquiry, the same kind used when you check your own score. Soft inquiries are invisible to lenders and have no effect on your score, unlike the hard inquiries lenders run when you apply for credit.
Your score is pulled from one major credit bureau. Scores can vary slightly between bureaus, so the number a lender sees may differ by a few points from what you see here.
As often as once a month, at no cost. Your five factors and your score are refreshed each time you check.
Your details are used only to verify your identity and retrieve your score. They are not sold or shared with lenders or advertisers.